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A large majority of non-profit and social service executive directors, boards of directors and risk managers are not aware that their standard insurance coverages (Commercial GL, Property, D&O, crime) typically don’t provide proper coverage for cyber liability.

Many organizations are following the example of the private sector. Their ultimate goal is to verify identity and weed out potential problems, especially problems that could arise from an undisclosed criminal history.

At Enpica , we have noticed that there is some confusion among our clients regarding whether to request a Certificate of Insurance (COI) or a Declarations page (Dec page) when asked to provide proof of insurance to a third party.

In a perfect world, no wedding or special event would be affected by extreme weather, no show vendors, or accidents. But sometimes there are circumstances out of your control.

In this post, we have listed a variety of reasons you may need to contact either your agent or your insurance carrier. Although the list is not exhaustive, it does give you an idea of some of the most important reasons to call us.

Having a Crisis Management Plan can help you plan for the unexpected. Most organizations are all too familiar with situations that can derail their efforts to provide an outstanding product or service.