Blog

Protect Your CTSO from Cyber Threats Career and Technical Student Organizations (CTSOs) face increasing risks from cyberattacks that can compromise sensitive data, disrupt operations, and erode donor trust. Cyber liability insurance is essential for safeguarding these organizations, covering costs related to data breaches, ransomware, and more. Learn how tailored insurance solutions can protect your mission while keeping your programs and members secure. Ensure your CTSO is prepared—review your cyber coverage today!

Education non-profits like career and technical student organizations face unique risks—from event liabilities and cyber threats to property damage and volunteer safety. This guide highlights why specialized insurance coverage is essential for safeguarding your programs, ensuring continuity, and protecting your mission. Discover how tailored solutions can help you focus on empowering students while staying prepared for the unexpected.

Confused about the difference between a Certificate of Insurance and a Declaration Page? This article breaks down their unique purposes: the Certificate of Insurance serves as proof of coverage for third parties, while the Declaration Page provides a detailed summary of your policy, including premiums, deductibles, and coverage specifics. Understanding these distinctions ensures you're equipped to navigate your insurance needs confidently.

CTSOs like DECA, FFA, and BPA rely on events for student development, but unexpected cancellations can be costly. Event Cancellation Insurance helps cover losses from non-refundable costs, providing financial protection. This guide explains why CTSOs need this coverage, how to choose a policy, and the claim process, allowing them to focus on empowering students without financial worry.

Education non-profits often overlook the need for volunteer liability coverage, leaving them vulnerable to risks like injuries and claims of negligence. This article highlights the importance of specialized insurance policies to protect both volunteers and the organization, and urges non-profits to review their coverage to ensure they are fully protected.

Preventing child abuse in youth-serving organizations requires more than background checks. Enpica advises organizations to adopt comprehensive policies, train staff, support vigilant leadership, and engage parents. A proactive approach, including careful hiring practices and creating a culture of safety, ensures effective prevention and protection of vulnerable populations.