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Confused about the difference between a Certificate of Insurance and a Declaration Page? This article breaks down their unique purposes: the Certificate of Insurance serves as proof of coverage for third parties, while the Declaration Page provides a detailed summary of your policy, including premiums, deductibles, and coverage specifics. Understanding these distinctions ensures you're equipped to navigate your insurance needs confidently.

CTSOs like DECA, FFA, and BPA rely on events for student development, but unexpected cancellations can be costly. Event Cancellation Insurance helps cover losses from non-refundable costs, providing financial protection. This guide explains why CTSOs need this coverage, how to choose a policy, and the claim process, allowing them to focus on empowering students without financial worry.

Education non-profits often overlook the need for volunteer liability coverage, leaving them vulnerable to risks like injuries and claims of negligence. This article highlights the importance of specialized insurance policies to protect both volunteers and the organization, and urges non-profits to review their coverage to ensure they are fully protected.

Preventing child abuse in youth-serving organizations requires more than background checks. Enpica advises organizations to adopt comprehensive policies, train staff, support vigilant leadership, and engage parents. A proactive approach, including careful hiring practices and creating a culture of safety, ensures effective prevention and protection of vulnerable populations.

Joining a nonprofit board is an honor, but it's important to consider potential liability before accepting. This post outlines key steps, including reviewing the organization’s insurance policy, ensuring adequate coverage, and taking steps to protect yourself from personal risk while serving.

This comprehensive guide on non-profit insurance outlines the essential coverage types every non-profit organization needs, including general liability, D&O, workers' compensation, and event insurance. It highlights common insurance mistakes non-profits make and offers tips on how to select the right policies to protect the organization. The post also explains how Enpica’s expertise in non-profit insurance can help safeguard your mission, ensuring long-term stability and success for your organization.