HELP US HELP YOU!

REQUESTING CERTIFICATES OF INSURANCE

Are you looking for a quicker turnaround on your requests for Certificates of Insurance? ENPICA can help! The most efficient way to request your certificate is to email us at least two business days prior to your needing the certificate. You may reach us at amanda@enpica.com and we will respond to you as quickly as possible. Please include the following information in your request:

  1. Name of your organization or association
  2. Full, legal name and address of the Certificate Requestor where your event will be held (this is the Certificate Holder)
  3. Any special wording the Certificate Holder would like included on the Certificate of Insurance

That’s it! As soon as we receive your request, we will begin processing your certificate and post it to your Client Portal or email it to you directly.

Please be sure to watch for future Helpful Hints each month!

 

PROFESSIONAL LIABILITY INSURANCE FAQs

 

At ENPICA, we are frequently asked about Professional Liability Insurance and why it is important. In this FAQ we will share some of the more common questions we receive and provide the answers necessary to make a determination about the value of this often misunderstood protection.

 

FAQ What is Professional Liability Insurance?

Sometimes called Errors and Omissions, this type of coverage addresses the liability we have with respect to members, clients and customers and the services and programming you as an organization provide. It will protect an organization for issues arising from professional acts, advice or consultation. Examples include testing mistakes, improper action on a medical release, interpretation of bylaws, counseling errors and numerous situations a non-profit can face.

 

FAQ My organization is protected by our national organization/department of education/group affiliation? Why would I need this?

Never assume someone else will assume your liability. We see everyday where an organization is left in the cold when an issue arises. While 90% of claims are the result of injuries or property damage, 35% of dollars paid can be attributed to Professional Liability and employment practice issues.

 

FAQ We have a General Liability Policy – won’t this cover any issues we might have?

No – General Liability policies usually cover bodily injury and property damage claims, not claims against an organization, employee or volunteer for a mistake made when providing business services or advice.

 

FAQ Isn’t Professional Liability the same as Directors and Officers Insurance?

Directors and Officers (D&O) Insurance provides protection to insureds who serve on a board of directors or as an officer of a corporation. Essentially, this type of insurance is for those who are in a managerial position and responsible for making major financial decisions or signing contracts.

 

FAQ Is Professional Liability Insurance expensive?

No – when weighed against the cost of a lawsuit and paying out of pocket for legal fees and damages, the cost of Professional Liability Insurance is much less expensive. Legal fees alone can cost thousands of dollars and are no guarantee of a positive outcome. In a world where lawsuits are commonplace, insurance is a necessity.

GOT GREAT NEWS OR A GOOD IDEA? SHARE IT!

You may have noticed that over the last few months ENPICA has been reaching out to you through this email blog in order to share important or interesting information. While we still have lots to talk about, we thought it might be fun to invite each of you to share with us some of the great things happening at your organization…especially since conference season is upon us.

We would also love to know what you are interested in hearing more about. Do you have a question or topic that you would like to see addressed here in this blog? It doesn’t have to be just about insurance; maybe, you would like to know more about a particular aspect of event planning or how to deal more effectively with an issue your students are going through. Maybe you have a co-worker who has gone the extra mile to get the job done and you want to give him or her a shout-out. We can even address marketing, strategic planning, accounting and other business related topics as well as fundraising and non-profit development issues. If you can think it, we can write about it! We will even do the research and write the blog…you get to sit back, read, and take all the kudos because, of course, we will let our readers know that you were the one with the brilliant idea!

We love what we do here at ENPICA and we value our clients and appreciate all the ways you help the people you serve. We truly “get” what you do and want to help in any way we can. So…send us your stories and ideas and we will share them with the rest of the ENPICA family!

 

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